Terms of Use

Introduction and Acceptance

Welcome to the Future Firm website located at http://www.futurefirm.co (the “Website”) which includes all subdomains present and future, including without limitation the Future Firm blog found at http://futurefirm.co/blog (the “Blog”). We hope you enjoy your visit and / or use of the Website. By visiting and / or using the Website you agree to be bound by the terms of the present agreement, known as the Terms of Use (the “TOU”).

The Website is owned and operated by Future Firm Inc. in the province of Québec, Canada. Where the present TOU refer to “Future Firm”, it may refer to the Website or Future Firm Inc. (and / or its officers, directors, employees, agents or representatives) or both, depending on the context.

The TOU were last modified on August 31, 2018. Future Firm reserves the right, at any time and without prior notice, to modify or replace any of the TOU. Any changes to the TOU can be found at this URL. It is your responsibility to check the TOU periodically for changes. Your use of the Website following the posting of any changes to the TOU constitutes acceptance of those changes.

The TOU should be read in conjunction with the Privacy Policy, as both these documents govern your use of the Website.

In these TOU, a Website visitor or user may be referred to as “you”. Future Firm may sometimes be referred to as “we” or “us”.

If you have any questions about the TOU, please contact:


General Code of Conduct for Use of the Website

By visiting and / or using the Website, you agree to:

  1. Not use the Website in any manner that in any way violates these TOU;
  2. Not use the Website in any manner that violates any intellectual property rights of any third party;
  3. Not use the Website in any manner to propagate spam, including but not limited to unsolicited advertising or bulk electronic mail or messages, including to link to a spam or phishing website;
  4. Not use the Website in any manner to propagate software viruses, Trojan horses, worms, or any other malicious or non-malicious computer code, files, or programs that are designed or intended to disrupt, damage, limit or interfere with the proper function of any software, hardware, or telecommunications equipment in any form whether belonging to Future Firm or a third party, or to damage or obtain unauthorized access to any system, data, password or other information (whether Personal Information or not) of Future Firm or any other third party;
  5. Not: (1) take any action that imposes or may impose (as determined by Future Firm in its sole discretion) an unreasonable or disproportionately large load on Ryan Lazanis’s (or its third party providers’) infrastructures; (2) interfere or attempt to interfere with the proper functioning of the Website or any activities conducted on the Website; (3) bypass any measures Future Firm may use to prevent or restrict access to the Website or any element thereof; (4) use manual or automated software, devices, or other processes to “crawl” or “spider” any page of the Website; or (5) harvest or scrape any content from the Website in an unreasonable manner;
  6. Use the Website in compliance with all applicable local, state / provincial, national, and international laws.

Financial and Accounting Information on the Website

You acknowledge that from time to time, Future Firm may include on the Website information of a financial and / or accounting nature, particularly on the Blog. This financial and / or accounting information is intended for information purposes only, and is in no way intended to be acted upon by you without consulting a professional financial or accounting advisor.

Without limiting the generality of the Disclaimer of Warranties found further in these TOU, in no way shall Future Firm shall be liable under any theory of law or equity, for any loss or damage, pecuniary or otherwise, direct or indirect, arising from your use of the financial or accounting information available on the Website.

External Links

From time to time Future Firm may provide links to other websites or services. Links from the Website may take you to websites or services not covered by these TOU. When you access third party resources on the Internet in this manner, you do so at your own risk. Future Firm provides those links as a convenience to you and Future Firm takes no responsibility for your use of those other websites or services or protection of your privacy (including collection of your personal information) on those other websites or services. We encourage you to check the Terms of Use and / or Privacy Policy of any website or service you visit.

Future Firm does not make any claim or warranty whatsoever about the content of those websites or services to which we link, or any products or services available through those third parties. Without limiting the generality of the foregoing, we have linked to several accounting services and / or software sites. While Future Firm acknowledges that generally we would recommend these services and / or software, we make absolutely no claim or warranty that they are appropriate for your particular business or use. Recommendations for your use of these services and / or software may be made after your Assessment.

In no way will Future Firm be held responsible for any damages, direct or indirect, pecuniary or non-pecuniary: (1) for your use of websites or other services that may be linked to from the Website or the information thereon; (2) for any virus, Trojan horse, worm or other similar destructive file received as a result of your use of those websites or services; (3) caused by or in connection with, use of or reliance on any content, or products or services (whether free or for purchase) available on or through any linked-to website or service; or (4) for the actions of the operators of any such website or service.

Copyright and Intellectual Property Rights

The content, arrangement and layout of the Website, including, but not limited to, the trademarks, photos, logos, videos, audio, images, text (in the form of plain text, HTML, or PDFs) and computer code are proprietary to Future Firm, either owned or under license, and may not be copied, imitated, reproduced, displayed, distributed, transmitted, decompiled or otherwise used without the express permission of Future Firm, or as permitted by the functionality of the Website. Any unauthorized use of the content, arrangement or layout of the Website, computer code, images, logos, videos, audio or trademarks found in the Website or any derivative works thereof may violate civil or criminal laws, including but not limited to intellectual property laws, and Future Firm may take action accordingly.

The above paragraph further applies to third party property used as part of the Website, including but not limited to third party computer code. For the purposes of the present section, “computer code” includes source code, frameworks, CSS or JavaScript files, templates, modules, or any similar files.

You may choose to communicate to Future Firm comments or suggestions for improvements to the Website (collectively, “Feedback”). Future Firm shall own all right, title, and interest in and to the Feedback and we shall be entitled to use the Feedback without restriction. You hereby irrevocably assign all right, title and interest in and to the Feedback to Future Firm, its successors and assigns and waive all you moral rights in the Feedback. You acknowledge and agree that: (i) your Feedback does not contain confidential or proprietary information; (ii) Future Firm is not under any obligation of confidentiality, express or implied, with respect to the Feedback; (iii) Future Firm shall be entitled to use or disclose (or choose not to use or disclose) such Feedback for any purpose, in any way, in any media worldwide; (iv) Future Firm may have something similar to the Feedback already under consideration or in development; and (v) you are not entitled to any compensation for the Feedback or reimbursement of any kind from Future Firm under any circumstances.

Interruption of Service

From time to time, the Website may be unavailable for brief periods of time for maintenance and / or modifications to the Website. While we will endeavour to make this unavailability as brief as possible, Future Firm shall not be held liable for any damages, pecuniary or non-pecuniary, resulting from the interruption of the normal functioning of the Website, and disclaims any responsibility thereto.

Termination of the Website
You agree that Future Firm, in their sole discretion, with or without cause, has the right (but not the obligation) to block your IP address, or otherwise terminate your access to or use of the Website (or any part thereof), immediately and without notice, for any reason, including, without limitation, if Future Firm believes that you have acted inconsistently with the letter or spirit of the TOU.

Future Firm may also, in their sole discretion and at any time, discontinue providing the Website, or any part thereof, with or without notice. Furthermore, you agree that the Future Firm shall not be liable to you or any third party for any damages, pecuniary or non-pecuniary, resulting from termination of your access to the Website, or from Future Firm’s termination of the Website or any part thereof.

All provisions of these TOU which by their nature should survive termination, shall survive termination of the Website, including without limitation, intellectual property ownership provisions, disclaimers, indemnity and limitations of liability.

Disclaimer of Warranties

You expressly understand and agree that your use of the Website, the information thereon (whether provided by Future Firm or third parties), or any activity arising from the use of the Website or the information thereon is at your sole risk. The Website, or any third party materials, are provided on an “as is” and “as available” basis, and you will be solely responsible for any damage to your computer system or loss of data that results from the download, stream or access of any material obtained through the use of the Website or any other functionalities of the Website, or damages (financial or otherwise) resulting from your use of the Website, the information thereon, or any activity arising from the use of the Website or the information thereon.

The information or resources provided through the Website, written or produced by Future Firm staff, freelance writers or other subcontractors (whether paid or voluntary) are known to be as accurate as possible at the time of writing or production, and every effort has been made to ensure that the information from the Website is as accurate and up-to-date as possible. However, certain information may change, and errors or omissions may occur, and Future Firm shall not be responsible for any loss or damage, financial or otherwise, resulting from changes or errors in information, or any omission, on the Website.

Future Firm expressly disclaims all warranties of any kind, whether express or implied, including, but not limited to, warranties of title and non-infringement, warranties that the Website and any third party materials will be uninterrupted, error-free, accurate, reliable and free from virus and other harmful components, and the implied warranties of merchantability and fitness for a particular purpose. Future Firm, and its directors, employees, agents, suppliers, partners and subcontractors (whether paid or voluntary) do not warrant that: (i) the Website will be secure or available at any particular time or location; (ii) any defects or errors or omissions will be corrected; (iii) any content or software available at or through the Website is free of viruses or other harmful components; or (iv) the results of using the Website will meet your requirements.

Limitation Of Liability

You expressly understand and agree that Future Firm and / or its partners shall not be liable for any direct, indirect, incidental, special, consequential, punitive or exemplary damages, including, but not limited to, damages for loss of profits, goodwill, use, data or other intangible losses, in contract, tort, strict liability, negligence, general civil liability or any other cause of action under legal or equitable theory, relating to the Website, the information on the Website, the use of the Website, activities arising from your use of the Website, your submission of any information (including Personal Information) to the Website, or any third party materials on the Website. This limitation of liability applies, without limitation, to any damages or injury caused by any error, omission or other failure of performance by Future Firm, its affiliates, business partners, agents or other subcontractors (whether paid or voluntary); any interruption, defect or delay in operation or transmission, including communication line failure; any computer virus; and any theft, destruction or alteration of, or unauthorized access to or use of, any electronic records.


Notwithstanding any other term of the TOU or any act or failure to act by Future Firm or its agents or subcontractors (whether paid or voluntary), you agree to indemnify, defend and hold harmless Future Firm and its officers, directors, owners, partners, partnerships, principals, employees, affiliates and other related entities, servants, agents, representatives, successors, assigns and subcontractors where applicable (whether paid or voluntary) from and against any damages, liabilities, costs and expenses (including attorneys’ fees), claims or demands, arising out of (i) your use of or connection to the Website or the information or products thereon; (ii) your participation in any activities arising from the Website or the information thereon; (iii) your violation of, or failure to perform your obligations under the TOU; or (iv) your violation of any rights of a third party.

Governing Laws and Jurisdiction
Use of the Website shall be governed by and construed in accordance with the laws of the Province of Quebec, Canada, in force at the time without regard to conflict of law provisions. You agree that any legal action or proceeding between you and Future Firm shall be brought exclusively in the courts located in the judicial district of Montreal, Quebec, Canada.

Miscellaneous Provisions

  1. The TOU, in conjunction with the Privacy Policy, constitute the entire agreement between you and Future Firm with respect to your use of the Website, superseding any prior agreements between you and Future Firm.
  2. Future Firm shall not be liable for any failure to perform its obligations under the present TOU where such failure results from any cause beyond Future Firm’s reasonable control, including, but not limited to, mechanical, electronic or communications failure or degradation.
  3. If any provision of the TOU or Privacy Policy is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavour to give effect to the parties’ intentions as reflected in the provision, and the other provisions of the TOU or Privacy Policy, as the case may be, shall remain in full force and effect.
  4. The parties acknowledge having expressly required that the TOU and the Privacy Policy are to be drawn up in the English language. Les parties aux présentes reconnaissent avoir expressément exigé que les présentes Conditions d’utilisation et la Politique de confidentialité soient rédigées en anglais Any other language versions of the TOU or the Privacy Policy are provided for information purposes and convenience only and may not be 100% accurate. In case of discrepancy between the English and any other language version of the TOU or the Privacy Policy, you agree that the English language version shall be the controlling version.
  5. The section titles in the TOU and Privacy Policy are for convenience only and have no legal or contractual effect.

© Future Firm 2018